Group Colstan and Associates offers group life insurance for voluntary employee benefit programs in large or small businesses.

Choosing the Group Life Insurance Benefit Plan for your workplace enables your employees to have quality protection, outstanding service, and fast claims handling. Additionally, this policy offers the convenience of automated payroll deduction for payment as well as service work performed on site.

For employees
The Group Life Insurance Benefit Plan is Life insurance protection with growing cash values, portability (coverage can be continued if you change jobs), an effective way to close the gaps in your life insurance protection, and permanent coverage with flexible features. Simply put, it is coverage for everyone! Whether you are single, a single parent, married with children, or have grown children, it can work for you.

Who Can Participate?

Employees
Any current, full or part-time (minimum 20 hours per week) employee between the ages of 18 to 65 who has been with the company at least six months with the exception of anyone who has been absent from work for 10 days or more during the last six months due to injury or illness.

Regardless of employee participation you may still choose from the following family coverage:

Spouse Coverage
Spouses between the ages of 18 to 65 can apply for Group Life Insurance Benefit Plan's spouse coverage.

Child Coverage
You can obtain $25,000 of cash value life coverage for your individual children or you can purchase the term insurance rider that covers all of your children for $5,000 for one low weekly deduction.

When Can You Sign Up for the Family Protection Plan?

Group Meetings
You can learn more about Group Life Insurance Benefit Plan during the enrollment period when benefit counselors will conduct short informative meetings.

Individual Meetings
Benefit counselors also conduct confidential one-on-one meetings to allow you to tailor an insurance program to fit your needs.

Where Will These Meetings Take Place?

In most cases, benefit counselors will conduct the enrollment at your workplace so that you may purchase Group Life Insurance Benefit Plan during your normal work hours.