Artisan Contractors

Two artisan contractors wearing hard hats reviewing plans

Customized & Affordable: Insurance for Artisan Contractors

As a skilled Artisan Contractor, you know the value and necessity of precision in your work. You’ve worked hard honing your skills, spent money purchasing tools, equipment and machinery, and invested a lot of time and effort into building your reputation and your business. Why let something you can’t control threaten your trade or interfere with your lifestyle?


Colstan & Associates, Inc., will provide you with affordable and customizable Artisan Contractors insurance. It is available to contracting professionals such as electricians, plumbers, carpenters, painters and other tradesmen, all skilled laborers who subcontract out little or none of their own work.


With Artisan Contractors Insurance, you’ll benefit from the following coverage:



Labor Law/Third-Party Action-Over Coverage

It is always important to be aware of what your policies contains and does not contain, and this is particularly true when it comes to Labor Law or Third-Party Action-Over coverage. Third-Party Action-Over claims are one of the fastest-growing types of claims in contractor’s general liability insurance. It is essential that your general liability insurance guards you against instances where an injured employee who has collected workers compensation benefits from an employer sues a third party or other “responsible parties,” which is often the Artisan Contractor who hired the employer for the job. A policy for Artisan Contractors should not contain an Action Over Exclusion, which would leave you vulnerable to additional claims.


Get the Coverage You Need

Before you bid on your next job, it’s imperative that you have insurance that protects your business and a policy that will easily dovetail with General Contractors insurance coverage. To stay ahead of the curve and win as many job bids as possible, you need to obtain a Certificate of Insurance for each. Don’t let red tape keep you from landing that contract.


With an Artisan Contractors insurance policy—one that Colstan & Associates will expertly craft to your specific needs— you can rest assured that you, your equipment and your hard work are protected.


Fill out the form on this page to receive a free, no-obligation quote. A representative from Colstan & Associates, Inc., will contact you to explain the coverage offered and show you how this kind of affordable, flexible policy will work best for your business.